Professional Legal Expense Insurance for Educational Professionals

Doesn't my board provide me with legal protection?
Most school boards do extend some legal protection to its administrators but usually when your interests are the same as the interests of the board. If your dispute is either with the board, or is a matter that runs contrary to board policy, you will likely find yourself without any legal representation. For less than a dollar a day, Professional Legal Expense Insurance can provide you with personal protection.

What if my problem is of a personal nature?
Professional Legal Expense Insurance provides you with toll-free telephone legal advice between the hours of 9:00 am and 5:00 pm EST for personal matters. These calls are unlimited in both frequency and length.

What kind of coverage does PLEI provide?
PLEI provides payment of legal fees and expenses arising from either your conduct or responsibilities as an educational professional. This coverage includes:

Any investigation, inquiry and/or hearing before the College of Teachers concerning a matter of fitness to practice and/or discipline and/or misconduct and/or complaint
Defence of criminal charges such as harassment or assault
Any employment dispute such as contractual terms, demotion, performance issue
Defence of any complaint of discrimination undertaken by the Human Rights Commission

You can select your lawyer from a panel of law firms specializing in the education field and there is coverage for the legal fees and disbursements incurred up to a maximum hourly rate of $275.

What are the policy limits?
This insurance will pay the reasonable legal fees and expenses of the lawyer (subject to a maximum hourly rate of $275) up to a maximum of $150,000 per claim with a $150,000 annual aggregate limit (maximum payable per year). For more information about policy coverage and limitations, please click here.

If you need more information, please email us at info(at)sterlon.com