Professional Legal Expense Insurance for Healthcare Professionals

This coverage is designed for any healthcare professional and provides for the payment of legal fees for a variety of issues that affect your professional standing and your right to practice. This is not malpractice insurance which protects you for liability claims, but which does not pay your legal costs for the matters listed below.

• Toll free telephone legal advice between the hours of 9:00am and 5:00pm Eastern Standard Time regarding professional matters.
• Payment of legal fees and expenses up to agreed limits arising from conduct and/or duties as a professional in respect of:
  • Any investigation, inquiry and/or hearing before a professional regulatory board concerning a matter of fitness to practice and/or discipline and/or misconduct and/or complaint;
  • The defence of Criminal or Statutory Charges;
  • Representation at a coroner's investigation;
  • Any breach of your right to conduct your professional practice at any facility;
  • Audit processes.

There is no indemnity for the following:

• Legal fees and expenses incurred or paid before the Insurer has given consent
• Awards and/or demands of compensation, repayment, damages, liability, surcharge levies, fines or penalties of any nature
• Any claim arising from a prosecution where your actions amounted to an intentional and reckless disregard for human life
• Any matter arising from a criminal prosecution alleging dishonesty
  

Click on the links above for more information on the different coverages.